Category: Credit Repair

How to Repair My Credit Rating

If you’ve been recently denied credit or are paying over-the-odds interest rates for your personal or business loan, it is natural that you will be researching information on ‘how to repair my credit rating’ or ‘how to improve my credit score.’ But before you get into the nitty gritty of credit score repair, you need […]

Understand and Repair Credit Problems

There are a host of reasons why individuals and businesses end up with debt problems and a tarnished credit file and it is never a nice place to be. Sometimes we succumb to the credit cards and loans thrown our way but the loss of a regular income and an emergency expenditure can also be […]

Don’t be Out Numbered

If you’ve recently gone to purchase a new car or rent an apartment only to find out your credit is bad, you’re not alone. Many people have found themselves in the same situation. They think their credit is good, only to find out it isn’t, usually at the worst time possible. What’s frustrating is that […]

Say Goodbye to Your Mistakes

As unfortunate as it is, schools don’t teach anything about money management. Neither do many parents. When kids go off to college or out into the real world, they are often bombarded with credit card applications that not only look inviting, but seem as if they offer free money. This is a trap that too […]

Checking your Annual Credit Report

If you weren’t already aware, the government require that the three Credit Reporting Agencies (Equifax, Experian and TransUnion) provide a free annual credit report on request. This is mediated through the Federally-appointed site: Although reviews of the site are mixed, it is the only legitimate source for your annual report so don’t be fooled […]

7 Common Credit Score Myths

The FICO credit score affects everybody, not just those people who are unfortunate enough to have missed bill payments, credit card defaults or bankruptcy on their record. No-one is immune from having erroneous items on their credit file or from being the victim of identity fraud. In addition, everyone can benefit from a credit score […]

How Mobile Credit Card Processing Can Help Merchants

Before looking at how mobile credit card processing can help merchants it is worth focusing on how credit card processing in general is revolutionising the retail market. Not too long ago, it was only the big retailers who could afford the fees and equipment costs involved in accepting credit cards which meant lost sales and […]

How to Get a FICO Certified Credit Check

Most people now realize how important it is to have a good credit score. The higher your credit rating is, the better chance you have of obtaining credit and insurance and the lower your premiums and rates are going to be. Your credit score can even affect your employment prospects. Even if you aren’t aware […]

Understanding your Annual Credit Report

Your credit file is a combined record of all of your credit agreements, including credit limits, balances and payment history. Federal law states that you have the right to receive a free credit report from each of the three credit reporting agencies (Equifax, Experian and TransUnion) once every 12 months. Are you taking advantage of […]

Credit Repair Tips You Need to Know

A bad credit ranking can impact you in a negative way. It becomes very difficult to get a loan if you do not have a credit score. Many people are not able to get the money they need simply because they do not have a good credit standing. So how does one handle things? One […]